If you’ve ever been the victim of credit card fraud, then you know just how traumatic it can be. What’s more, if not detected early enough, it could leave bad marks on your credit report that could haunt you for years. The most commonly thought of credit card fraud is when your wallet or purse is stolen, and the thief uses your credit cards to make unauthorized purchases.
But, with the rate on online buying growing at an amazing rate, another form of credit card fraud—known as misappropriation—is spreading like wildfire. All that a thief needs to create havoc on your credit life is your credit card number—not your actual card.
Here are a few ways that this type of theft can happen:
* One day you get a phone call, and the person on the other end of the lin View the rest of this article
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