Let's start with the basics: what is a credit report, and why would you want to take advantage of a free online credit report? A credit report is just a history of all your credit activities, including credit cards and loans, the balances of both and how you make your payments on them (regularly, on time, always late, not at all). It will also show any action taken against you for unpaid bills.
In this day and age, you need some sort of credit history to make any kind of major purchase (such as buying a house, a car, getting a mortgage, etc), or even to get certain credit cards. If your credit is busted, then so are you. That's why i View the rest of this article
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